Happy 4th of July everyone. (This is a scheduled post) I'm taking a weeks vacation and I hope you are as well.
Remember the real reason we celebrate the 4th of July and work on you're own independence, financial independence. Always a good time to start your own business or improve upon one. Pay your debts off and start building wealth. Here's to wishing you a great 3rd and 4th quarters.
I graduated high school a year early on the condition set by my parents that I attend a junior college. So I enrolled for a couple of night classes at what was locally referred to as UCLA or University Closest to Lambert Avenue, better known as College of DuPage in Lombard Illinois. I signed up for a couple of classes. One class was Intro to Business and after a couple of days into the class I was really enjoying it. Our instructor was like no teacher I had in high school he had an unorthodox method of getting his points across and when he began the course he started by telling us that he wasn't going to teach us the way business was done by the book, he was going explain business in the real world and how to be successful in it. This got my attention and when he told us that he caught Mitsubishi's initial listing on the American stock exchange making millions and was only teaching there for 1 dollar a year, he had my full attention. At the age of 17 I didn't know what I wanted to do, I only knew what I didn't want to do, and that was working in a 9 to 5 grind for the rest of my life.
Without getting on a rant here, one of the main points he kept emphasizing was to spot trends in business and consumer behavior. I look for trends daily and one source I keep going back to is BusinessInsider.com. If there's any indication of what the future holds it will be a change in currency. Follow the money trail here, there are several start ups in the financial sector where investment is in internet financial vehicles, financial tools, cryto-coins, lending platforms and investment can be viewed more of a diversification of the current financial institutions. The finance industry knows which way the wind is blowing, they're closer to the ground floor of business in general, they know what the numbers are. Here's a link to some of the top Nordic startups.
The obvious investment is clicks and bricks, solid online business models. And, whatever you're doing, it will be online.
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Technology is certainly approaching the steeper part of the slope as today the Army announces Direct Energy Weapons (DEW) technology will be ready by 2020 for use by the Air Force and on ground systems by 2023.
I think there is a lot more development that will accelerate greater advancements in laser technology systems prior to their targeted release dates making these systems even more powerful and capable. These weapons and defense systems would work well in a conventional warfare situation where targets are known and intentions are direct.
The systems we need to develop are for countering more covert scenarios as in terrorist plots where the enemy is already behind our lines. Breakthroughs in tech, whether it's sophisticated hardware systems or analyzing huge sums of real-time data, will define the future.
Read more about killer technology here.
Update - 06/14/2016 The cat technology is getting better every day.
As we approach the 4th quarter of fiscal year 2015, and soon to be at the midway point of this decade, I started to look at the predictions and indicators for internet growth by year 2020. Sounds futurist the year 2020 and I think we are starting to enter into the steeper slope of the curve now. In 2010 the internet had 1.7 billion users, today it has a little over 3.1 billion and by 2020 it should be at 5 billion. Check out the stats by country here on InternetWorldStats.com.
Forecasting the future of the internet is that hard to predict just look at what we do and ask yourself are we going to be doing any less of it. Twenty-five great points are listed in this article on Marketing in 2020 by Jeff Beer of FastCompany.com. By looking at marketing we can see the direction society is taking by observing the force trying to get in-front of the mass. Some key points I took away were virtual reality is reality, brand transparency and through technology it's about to get really personal.
Don't forget to consider the growth of the machine usage with the Internet of Things IoT. Both machine and human usage almost double in the next 5 years!
I took a walk on the beach at Sullivan's Island early this morning and I was just overwhelmed with a sense of gratitude. Nothing significant had happened or triggered the feeling I am still reeling from just an awareness and deep appreciation for all the people that have made a contribution for what I enjoy every day.
When I started out I was actually trying to shake off the pain I live with. In the past I've broken my neck, back and right leg. I've grown to accept that each morning, I roll the dice with what condition I'll be in when I wake up. Sometimes it's crippling, and I have to use a cane to get from the bed to the bathroom. Old injuries aren't getting any better with time. My neck seems to be affected the worst by spasms and sometimes pulls to the side. I fear someday I'll be confined to a wheelchair looking like Steven Hawking, only in my case without the mental horse power. Today wasn't that extreme, but still an effort to get going.
So I thought I'd take a little of my own advice and suck it up and walk it off. I managed to get up and about and drove out parking on an access roadway. I plugged in the headphones on my iPhone and launched a playlist and began to walk. Maybe the wind or the sea sparks an inspiration to push through the first 1/4 mile and the tempo from music in my ear helped establish a comfortable pace. The sound of the waves braking between songs is such a soothing pause. Before long I had walked all the way around to where I could view the City of Charleston across the harbor.
The wind was at my back and I ducked behind a sand dune to sit and watch the sun wake the city. I could help being thankful for all that I had in my life. The music sounded so great and clear. A high digital sampling rate accented every breath of the artist, every instrument in the song. I thought for a minute, thank you Steve Jobs you absolutely nailed this phone. And then I thought of all the people who had made a contribution, the designers, engineers and all the other unsung heroes that made a contribution in their lifetime to making the world a better place for everyone.
My mind raced to the soldiers that defended this port, the people that cleared the land, those that built the city I now call home, and everyone that made a contributing effort to allowing me to enjoy this moment and all the great people I have in my life. There's so many I could even list them or even begin to, the rush of all theses ideas and pieces of technology building upon each other was overwhelming. Hopefully each of us add a little something along the path of our lives to make it a little easier for the next guy. Walking back it occurred to me that in the end, that's all you can really hope to do. I don't know if the guy that invented the tennis ball realized how much joy he brought into a dog's life, but he nailed that too.
Blockchain technology can be boiled down to an accounting ledger built on a network of servers. There's a detailed article and infographic included on Recode.net that will give you an overview of how any why this financial technology will shape more than just crypto currency transactions in the future.
Blockchain technology is developing very quickly into an established transaction method and disrupting the financial services industry.
Read more about blockchain technology Recode.